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    HMRC brown envelope lands. Paste it in, we'll tell you what it actually means.

    For sole traders, subbies and small firms who get an HMRC letter and can't tell if it's routine, urgent, or a prelude to a compliance check.

    Sound familiar?

    • “I've just got a letter about my self-assessment. It reads like Klingon.”
    • “They say I owe £3,400 and I don't know if that's right.”
    • “It mentions a 'compliance check'. Am I about to get audited?”
    • “The deadline is in two weeks and I don't know what they actually want.”

    What this tool does

    Matches your letter reference code and keywords to the most common HMRC letter types, determinations, assessments, compliance checks, late filing and SA302 requests, and explains what it is, what it wants, and what the deadline really is.

    SA250

    Notice to file a tax return

    HMRC wants you to file a Self Assessment return. You must do this even if you owe nothing. Deadline is on the letter.

    Action needed

    SA300

    Tax calculation (what you owe)

    HMRC has calculated your tax bill based on your return. Check the figures match what you filed. Payment date is shown.

    Action needed

    SA302

    Tax calculation confirmation

    A copy of your tax calculation, often needed for mortgage applications. Not a demand for payment.

    Informational

    SA316

    Statement of account

    Shows what you owe and what you have paid. Check the balance. If it shows zero, you are up to date.

    Informational

    SA326D

    Penalty for late filing

    You missed the filing deadline. £100 penalty initially, rising to £10 per day after 3 months, then further penalties at 6 and 12 months. File immediately to stop penalties growing.

    Urgent

    SA370

    Penalty for late payment

    You missed a payment deadline. Interest is being charged daily. Pay as soon as possible or call HMRC to set up a Time to Pay arrangement.

    Urgent

    P800

    Tax calculation (PAYE)

    HMRC thinks you have paid too much or too little tax through PAYE. Check the tax code they used and the income figures.

    Action needed

    P2

    PAYE coding notice

    Your tax code for the coming year. Check it is correct, especially if you have multiple income sources.

    Informational

    CIS300

    Subcontractor verification

    Confirmation that a contractor has verified you for CIS. No action needed unless the details are wrong.

    Informational

    CIS301

    CIS deduction statement

    Shows CIS deductions made from your payments. Keep this — you need it for your Self Assessment return to claim back overpaid tax.

    Informational

    CIS304

    Change of CIS status

    Your CIS deduction rate is changing. Could be moving from 30% to 20% (good) or 20% to 30% (bad — usually means you missed a filing). Check why.

    Action needed

    DEBT

    Debt collection warning

    HMRC is threatening to pass your debt to a collection agency. Call them immediately on the number on the letter. You can usually set up a Time to Pay plan.

    Urgent

    COMPLIANCE

    Compliance check opening letter

    HMRC is investigating your tax affairs. Do not ignore this. You have rights. Consider getting an accountant. Most compliance checks are routine and resolve without penalties.

    Urgent

    What the law actually says

    • HMRC must give you the statutory basis for any determination or assessment. You have the right to appeal within 30 days in most cases.
    • A compliance check (Code of Practice 8 or 9) is a formal investigation. You do not have to answer every question, some are fishing and you can narrow the scope.
    • Ignoring HMRC letters almost always makes the position worse. Penalties compound and appeal windows close.

    What to do next

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    Important disclaimer

    SiteKiln provides general guidance only. Nothing on this site — including our guides, tools, templates and document hub — is legal, tax, financial or professional advice.

    Every situation is different. Laws, regulations and industry standards change. You should always check with a qualified professional before making decisions based on what you read here.

    We do our best to keep information accurate and up to date, but we cannot guarantee it is complete, correct or current. SiteKiln accepts no liability for actions taken based on the content of this site.